Transparent rates,
honest care.
I believe knowing what to expect — including cost — is part of feeling safe enough to begin. All sessions are 50 minutes and offered in-person, by secure telehealth video, or by phone.
Individual Therapy
*See below for sliding scale and other billing options.
One-on-one support for anxiety, depression, life transitions, identity, and personal growth.
Couples Therapy
*See below for sliding scale and other billing options.
A grounded space to reconnect, repair, and grow — through conflict, communication, and partnership.
When you need more room.
Extended 90-minute sessions are available when deeper, less rushed conversation is needed.
Individual — Extended
*See below for sliding scale and other billing options.
Additional time for deeper processing, somatic work, or sessions that need more room to unfold.
Couples — Extended
*See below for sliding scale and other billing options.
More room to slow down, work through deeper conflict, or move through intensive repair work together.
Why I'm private pay.
Oak & Wave Counseling is a private-pay practice. I've made the intentional choice not to accept insurance — not because I don't value access, but because of the freedom it creates in the room with you.
When insurance is involved, the insurance company becomes a third party in our work. They decide what counts as a "medically necessary" diagnosis, how many sessions you're allowed, what modalities are approved, and what details of our conversations they can request to keep coverage active. Stepping outside of that system gives both of us room to actually focus on you.
No required diagnosis
Insurance requires me to assign you a billable mental health diagnosis from your very first session — and that diagnosis lives on your medical record permanently. Private pay means we can focus on what's actually happening in your life without needing to label it.
Your privacy stays protected
Without insurance involvement, our sessions stay between us. There are no claims, no chart audits, and no records released to a third party that could later affect things like life insurance, disability coverage, or security clearances.
Care guided by you, not a plan
Insurance dictates how often we meet, how long sessions can be, and which approaches are 'approved.' Private pay means we choose together what serves you — weekly, bi-weekly, extended sessions, or shorter check-ins as life requires.
Freedom in how I show up
I'm not bound by insurance company guidelines about which modalities I can use or how I document our work. I can integrate CBT, ACT, EFT, IFS, mindfulness, and somatic work in whatever combination genuinely fits you — not what a reviewer will approve.
Time spent with you, not on paperwork
Insurance requires hours of authorizations, justifications, and audits. Private pay lets me carry a smaller, more intentional caseload — which means more presence, better continuity, and a therapist who isn't burned out by the system.
An honest, equal relationship
When you're investing directly in the work, you're the client — not a claim number. That naturally creates a more collaborative, accountable, and honest relationship between the two of us.
All of this means our work together is shaped by what you actually need — not by what a plan will authorize.
I will always work as hard
as you do.
Therapy is a partnership. The effort you bring into the room — the honesty, the willingness to sit with what's hard, the courage to keep showing up — I will match every step of the way.
I am committed to making sure you walk away from each session having gotten as much out of it as you want and need. Whether that means going deep, slowing down, sitting in something uncomfortable, or building a concrete plan — your time, your investment, and your trust will never be taken lightly.
Simple & clear.
- • Payment is due at the time of session
- • Cash, check, and all major credit cards accepted
- • HSA and FSA cards welcome
- • Out-of-network benefits: I'm happy to provide a superbill you can submit to your insurance company for possible reimbursement
- • Cancellations must be made by 12:00 PM the day before your scheduled session — this gives me enough notice to offer your spot to clients on my cancellation list. Cancellations after that time, or missed sessions, will be billed the full session fee.
- • Free 15-minute phone consultation before scheduling
Sliding Scale
I keep a limited number of reduced-fee spots available for clients with financial limitations who are seeking services. If the full session fee is a barrier, please reach out — I'd be glad to discuss whether a sliding scale option is currently open.
Have questions about fees
or whether we're a fit?
Let's start with a free 15-minute phone consultation — no pressure, no commitment.
Schedule a ConsultationPhoenix Magazine
Healthcare Heroes of 2025.
I'm deeply honored to have been recognized by Phoenix Magazine as one of their Healthcare Heroes of 2025 — an acknowledgment I share with every client who has trusted me with their story.